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Stimulus Payments in December 2025: Here’s Who Is Getting Checks

As 2025 wraps up, many households across the U.S. are still feeling the effects of stubbornly high prices. While federal stimulus programs have long ended, a few states continue to provide targeted financia...

IRS Raises 401(k) and IRA Contribution Limits for 2026: Here’s What Changes

The IRS has confirmed new retirement contribution limits for 2026, giving workers more room to save and helping offset rising inflation. The update, announced November 13, increases limits for 40...

From Layoffs to Hiring: How the Shutdown Affects Employment

The ongoing federal shutdown, the longest in U.S. history, has halted Labor Department reports for September and October, leaving August as the last official job data. Back then, unemployment was 4.3% with only 22...

Can You Use a 529 Plan to Pay Student Loans? What Borrowers Should Know

The SECURE Act of 2019 expanded how families can use 529 college savings plans, allowing them to pay off student loans and fund registered apprenticeship programs — not just tuition. Government s...

Want to Retire Comfortably? Here’s How to Use Your IRA and Social Security the Smart Way

Retirement should mean freedom, not financial stress. But for millions of Americans, the key to enjoying those years lies in how wisely they manage two major income sources: their In...

Federal Student Loan Shake-Up: New Borrowing Caps Could Change Graduate Education Forever

A new federal law is set to reshape how students pay for advanced degrees and it could make graduate school far less affordable for many. This fall, millions of students are already w...

Special Rules and Benefits: Why You Might Still Pay Capital Gains Tax in 2026

Even though the 2026 long-term capital gains tax rates will stay at 0%, 15%, and 20%, that doesn’t automatically mean you’ll avoid paying. Whether you owe anything depends on your tot...

Heart & Vascular Conditions That Qualify Veterans for VA Disability Benefits in 2025

In 2025, the Department of Veterans Affairs (VA) continues to recognize a broad range of heart and vascular conditions for disability compensation. But qualifying isn’t automatic, it...

Social Security COLA 2026 Announcement: What Retirees Need to Know

Social Security beneficiaries are waiting to see how much their monthly payments will increase next year. The Cost of Living Adjustment (COLA) is designed to help retirees, people with disabilities, and sur...